Important Disclaimers

Past performance does not guarantee future results

Financial planning involves risk and individual circumstances vary significantly

General Information Notice

The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. All content is subject to change without notice.

This disclaimer outlines the limitations and conditions of use for all information, services, and content provided through our platform.

Information Accuracy Statement

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content on this website.

We do not guarantee that the information will meet your specific requirements or that it will be error-free or uninterrupted.

Users are encouraged to verify all information independently and consult with qualified professionals before making any financial decisions.

Limitation of Liability

To the fullest extent permitted by Australian law, pyraethoniva excludes all liability for any loss or damage arising from your use of this website, including but not limited to:

  • • Direct, indirect, or consequential financial losses
  • • Loss of profits, revenue, or business opportunities
  • • Errors or omissions in content or information
  • • Technical failures or interruptions to service
  • • Third-party actions or decisions based on our content

Professional Advice Disclaimer

The content and consultations provided are not a substitute for professional financial, legal, or tax advice tailored to your specific circumstances.

Our services do not constitute formal financial advice as defined under Australian Securities and Investments Commission regulations.

Always seek independent professional advice before making significant financial decisions or commitments.

External Links Policy

Our website may contain links to external websites operated by third parties. We have no control over the content, policies, or practices of these external sites.

The inclusion of any link does not imply endorsement, approval, or recommendation of the linked website or its content.

No Warranties Provided

We provide our website and services on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to:

  • • Merchantability or fitness for a particular purpose
  • • Non-infringement of third-party rights
  • • Accuracy, completeness, or timeliness of information
  • • Uninterrupted or error-free operation of our services

Results and Outcomes Disclaimer

Individual results may vary significantly based on personal circumstances, market conditions, and implementation of guidance

There are no typical results, and we make no representation that any user will achieve similar outcomes.

Your financial outcomes depend on various factors including your starting position, commitment level, market conditions, and external circumstances beyond our control.

User Indemnification

By using our services, you agree to indemnify and hold harmless pyraethoniva, its directors, employees, and agents from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.

Jurisdiction and Governing Law

These disclaimers and your use of our website are governed by Australian law, specifically:

The laws of New South Wales, Australia, without regard to conflict of law principles

Users accessing our website from other jurisdictions are responsible for compliance with local laws and regulations.

We make no representation that our content is appropriate or available for use in other locations.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting on our website.

We recommend reviewing this disclaimer periodically to stay informed of any updates or modifications.

Acceptance of Terms

By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions outlined in this disclaimer.

Contact Information

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information provided below.

Email: contact@pyraethoniva.com

Phone: +61 641 121 845

Address: Level 15, 123 Collins Street, Melbourne VIC 3000

Last Updated: August 8, 2025